Habeeb Lawal
Product Manager, Assets - Domestic Products at Ecobank Nigeria
- Location
- Nigeria
- Industry
- Banking
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Habeeb Lawal's Overview
- Current
-
- Product Manager, Assets (Domestic Products) at Ecobank Nigeria
- Past
-
- Product Officer - Consumer Banking Products at OCEANIC BANK INT'L PLC
- Product Development - Retail Banking at Oceanic Bank Int'l PLC
- Education
-
- University of Lagos
- Recommendations
-
1 person has recommended Habeeb
- Connections
-
166 connections
Habeeb Lawal's Experience
Product Manager, Assets (Domestic Products)
Ecobank Nigeria
Privately Held; 51-200 employees; Capital Markets industry
February 2012 – Present (1 year 5 months) Victoria Island, Lagos
Responsible for the risk asset growth in retail (consumer & small business) segment of the market by marketing Bank’s products under the following product programs:
o Salary – cash, automobile and mortgage needs of customers in paid employment
o Inventory – financing needs for small to medium businesses involved the forward value chain for large corporates in the manufacturing of FMCGs and Telcos
o Asset – leases, asset acquisition and mortgage needs of small businesses
o Contracts and Receivables – working capital needs of small businesses
Responsible for the profitability of the product programs by undertaking:
o Regular monitoring of quality of the product portfolio
o Maintenance of NPL level within acceptable the threshold of defined loss norm
o Taking timely remedial actions on facilities showing early warning signs of delinquency
Undertake regular review of product conditions in line with portfolio health, regulatory requirements or market realities with a view to ensuring growth and/or profitability
Product Officer - Consumer Banking Products
OCEANIC BANK INT'L PLC
Public Company; 5001-10,000 employees; Banking industry
December 2010 – January 2012 (1 year 2 months) Ikoyi, Lagos
I managed a wide portfolio of consumer liability and risk asset products in the domestic banking space for Oceanic Bank Plc with my core responsibilities being:
o Identifying new business opportunities
o Undertaking market and industry research to identify and understand customer needs with a view to determining gaps in existing products and exploiting opportunities identified
o Develop enhancements to the credit products as need arises and in response to changes in the business environment or regulatory requirement
o Product launches and updates, seasonal campaigns
o Developing training, and communications materials in support of key initiatives and goals
o Branch/zonal Marketing activities by direct joint marketing calls & training
o Supervising team members by providing direction to ensure attainment of set goals
o Driving customer acceptance via competitive pricing, product bundling and simplified processes
Product Development - Retail Banking
Oceanic Bank Int'l PLC
Privately Held; 10,001+ employees; Banking industry
April 2008 – November 2010 (2 years 8 months) Victoria Island, Lagos
Relationship Management;
Credit Structuring;
Loan Processing
Loan Monitoring & Collections
Reporting
Loan Remediation and Recovery
Habeeb Lawal's Skills & Expertise
- Marketing Strategy
- Financial Risk
- Risk Management
- Banking
- Financial Analysis
- Product Development
- Product Management
- Corporate Finance
- Strategy
- Retail Banking
- Management
- Business Analysis
- Credit Analysis
- Portfolio Management
- Negotiation
- Credit
- Relationship Management
- Business Development
- Business Strategy
- Investments
- Competitive Analysis
- Business Planning
- Payments
- Credit Risk
- Key Account Management
- Vendor Managed Inventory
- Retail financial services
- Consumer Lending
- Financial Modeling
Habeeb Lawal's Projects
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POS SUPPORT STRATEGY
- June 2012 to Present
Team Members: Habeeb Lawal, Habeeb Onikoyi, Ganiu Odewale, ayodeji omoloja, Ayodeji Mebude, Temitope Akin-Fadeyi, Okike Kalu (BSC,MCISM,MCIWM,MILMN), Oluseye Olusoga, Adebayo Eboda, Kelechi Akalezi, Seye Olowookere, ACCAFantastic
Habeeb Lawal's Education
University of Lagos
Bachelor of Science (B.Sc.), Electrical and Electronics Engineering
1998 – 2004
Habeeb Lawal's Additional Information
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